How to Spend Less this New Year

During the holiday season most of us has spent majority of their hard earned money on parties, reunions and gift giving. It is now time to pay all the debts and spend less and save more. Generally life is expensive. But that should not be reason not to enjoy life. Here are some practical tips on how to spend less from Sixwise.com Money Saving Insights and Wealth Management:

• Review magazine subscriptions.
Do you read all your magazines? Stop subscriptions that you don’t use or read and if possible ask or find the best deals for magazine subscriptions.


• Visit a farmer’s market.
Most cities have farmer’s market. You will find fresh and in season produce and the best part is that it cheaper than the grocery store.


• Take advantage of the discount rates.
If you’re a student, teacher or a senior citizen, most establishments offers discounted rates so don’t hesitate to grab it.


• Ask for the best price.
It is always a good practice when buying products, renting cars, booking a hotel room to ask for the best price they have. This kind of establishments don’t usually offer best price immediately, most of the time you must ask for it.


• Enjoy the outdoors.
Now is a perfect time to visit your area parks and forest preserves. Pack a picnic and head outside for some hiking, biking or just a little fresh air.


• Be a volunteer.
Not only is this a great mood booster and excellent way to meet new people, but if you volunteer at a theater or sporting event, you'll also get free admission.


• Cook dinner together.
Instead of taking the family to a pricey dinner out, stay in and cook dinner as a family. Choose something simple and fun, that kids can help with -- like quesadillas, tacos or veggie pizza.


• Stay active, stay healthy.
Being active, doing regular exercise and staying healthy is a good way to save money on health bills.


• Do home massage.
Give your partner a good massage. It's sensual, mutually beneficial, and free!